Your School for Lifelong Financial Wellness
"Because My Family Deserves Certainty, Not Assumptions."
Arth Gurukul
Your School for Lifelong Financial Wellness
Choose how you learn. Start Free, go DIY at ₹999 + GST/year, or get hand-held with our Guided plan at ₹2,999 + GST/year (regular ₹4,999). Education, money management tools and expert advisors — all in one scientific financial wellness ecosystem.
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How Do You Want to Plan Your Finances?
Whether you prefer full control or expert hand-holding, Arth Gurukul adapts to your style.
DIY
Do It Yourself
Take full control of your financial journey. Access powerful tools, data-driven insights, and self-paced learning modules to plan, track, and grow your wealth independently.
Best for
Self-driven individuals who prefer learning and managing finances on their own
Guided
By Certified Financial Consultants
Get everything in DIY plus dedicated support from qualified financial planners who review, guide, and help you make informed decisions at every step.
Best for
Families & professionals who want expert-led, structured financial planning with accountability
Why Arth Gurukul?
Because your finances deserve more than guesswork.
Arth Gurukul is not just another financial tool—it's a complete, goal-driven financial system designed to give you clarity, control, and confidence.
360° Financial Clarity
See your entire financial life in one place
Goal-Based Planning
Every rupee mapped to a purpose
Scientific Gap Analysis
Know exactly where you stand and what's missing
Live Progress Tracking
Stay on track with real-time insights
Expert Guidance
Regular reviews with certified financial consultants
AI-Powered Insights
Smart data, simple decisions
Financial Education
Learn, grow, and secure your future together
Secure Financial Vault
Everything your family should know, in one place
Built & created by a team of highly qualified and experienced financial professionals from the financial services industry, education, coaching, and training.
All of this at a price that's less than what you spend on a single pizza in a year.
Arth Gurukul
Your School for Lifelong Financial Wellness
Financial Challenges Faced by Indian Families
Financial stress in India is rarely about income alone. It is about clarity, structure, discipline, and informed decision-making. Here's how Arth Gurukul addresses these critical gaps.
The "GOK Account" Problem
(God Only Knows Where the Money Goes)
Many families experience a mismatch between monthly income and expenses. There is no structured tracking, no visibility, and no financial direction.
This leads to:
Money Meter
Money Meter provides a structured budgeting and financial health dashboard. It tracks income, classifies expenses, measures savings efficiency, and highlights financial stress indicators. Instead of guessing, you operate with clarity and control.
Buying Random Products Instead of Achieving Goals
Insurance policies, mutual funds, ULIPs, FDs — products are purchased without linking them to specific life goals.
This leads to:
Goal-Based Planning
Arth Gurukul maps every rupee to a defined purpose — retirement, education, marriage, wealth creation. It identifies funding gaps and calculates required monthly investments, ensuring every decision moves you closer to a life goal.
Everyone Is Selling — But Who Is Solving?
Most people buy products, not solutions. Sales conversations often focus on features, not financial needs.
This leads to:
Need-Based Consultation
Arth Gurukul connects you with qualified financial consultants and planners who focus on need-based analysis. The approach is diagnostic first, recommendation second — ensuring solutions align with your real financial priorities.
Rising Unclaimed Money in Financial Institutions
Across India, unclaimed funds in banks, insurance companies, and financial institutions continue to rise.
This leads to:
"My Family Should Know" Data Organiser
This structured digital organiser records financial accounts, policies, nominations, liabilities, and key documents in one place. It ensures your family knows what exists, where it exists, and how to access it — when it matters most.
Low Financial Literacy
Limited financial awareness makes individuals vulnerable to mis-selling, unrealistic return promises, and financial frauds.
This leads to:
Money School
Learn the fundamentals of personal finance and money management in your own language through structured eBooks, presentations, and interactive learning modules. Financial literacy becomes practical, simple, and actionable.
Misinformation & Social Media Noise
The internet is full of half-truths, viral advice, and unverified financial opinions.
This leads to:
Paiso Ki Pathshala - Guided Self-Learning with Expert Support
Arth Gurukul combines self-learning tools with guided support from qualified consultants, coaches, and financial experts. Decisions are based on analysis — not trends or speculation.
From Financial Confusion to Financial Clarity
Arth Gurukul is not a product marketplace. It is a structured financial education and planning ecosystem that helps Indian families:
Move from financial guesswork to financial precision.
Talk to your consultantEverything You Get Across Free, DIY & Guided Plans
14+ premium features designed to transform your financial life — starting from ₹0
Goal-Based Financial Dashboard
A complete 360° view mapping your Income, Expenses, Assets, Liabilities, Insurance & Investments—all aligned to your life goals.
Scientific Gap Identification
No guesswork. Identify Life Insurance, Health Insurance, Retirement, Child Education & Wealth Creation gaps instantly.
Risk Profiler
Understand your real risk-taking ability. Get the right asset allocation mix based on your financial personality.
LIVE Goal Progress Tracking
Track your goals in real-time with visual charts. Know if you're on track, behind schedule, or overfunded.
Personalised Consultation
Access certified financial consultants for regular reviews, progress checks, strategy corrections & expert guidance.
AI-Powered Dashboard
Comprehensive financial reports powered by intelligent analytics with visual charts & structured recommendations.
Money School
Personal finance education in regional languages. Kid Zone to teach money through games & stories for the whole family.
Paiso Ki Pathshala
Presentation-based learning modules on Insurance, Investments, Wealth Creation & Risk Management.
Training Videos
Short, structured videos on Budgeting, Insurance, SIPs, Retirement planning & Goal-based planning.
eBooks Library
Practical eBooks on Insurance planning, Retirement, Child education, Wealth creation & Protection strategies.
My Family Should Know
Secure vault to record Investments, Insurance, Loans, Real estate, Gold & important documents for emergencies.
Free Value-Added Services
Access Shiksha Sankalp, Goal Manthan, My Money Personality Test & more special initiatives.
Free Portfolio Review
Annual professional review to evaluate performance, identify gaps, improve allocation & align with goals.
Money Meter - Your Monthly Budget Planner
Track your monthly income and expenses, set budgets for different categories, and monitor your spending to achieve your financial goals.
Services Designed For Every Life Stage
Comprehensive financial tools and assessments tailored to your needs — all included with your subscription
Parents
Shiksha Sankalp
Dreams are big. Education costs are bigger. Shiksha Sankalp helps parents of kids (0–11 years) plan early, invest wisely, and stay stress-free about their child's education.
Available in Hindi, English, Gujarati & Marathi with a FREE report
Goal Manthan
Industry-first comprehensive career and education goal planning test for Class 6th to 12th students with a detailed AI-powered report.
Business Owners
Business Risk Assessment
Financial Health Checkup for Businesses (MSME). Auto-calculates recommended covers — Keyman, Partnership/Shareholder, Group Health, Fire/Asset, Liability — with adequacy %, risk points, and overall risk level.
Risk Level: LOW / MEDIUM / HIGH / CRITICAL
MSME Risk MRI
A powerful Business Risk Diagnostic System designed to detect hidden financial and operational risks in MSME businesses. Just like a medical MRI scans the body, MSME Risk MRI scans your business to identify risk exposures before they become costly losses.
Salaried Professionals
My Money Personality Test
Discover your unique money personality with a detailed report. Understand your financial behaviour patterns and get personalized recommendations.
Arth Kundli – Goal-Based Financial Planning & Review
This free service helps you gain complete clarity on your existing insurance coverage, fund investments, risk exposure, and goal alignment.
FREE comprehensive review
Young Professionals
Debt Detox 360
This free service helps you gain complete clarity on existing loans & coverage. Consolidate all debt into a single debt or close them before term to get debt-free.
FREE debt consolidation analysis
Pathfinder — Job Switch Career Test
Thinking of a career switch? Take the Pathfinder test and get a comprehensive 75+ page report with insights on your ideal career path, strengths, and growth areas.
75+ Page Detailed Career Report
Retired
Estate Planning
Comprehensive estate planning guidance to ensure smooth wealth transfer, will preparation, and legacy management for your loved ones.
Retirement & Health Insurance Portfolio Review
Expert review of your retirement corpus, pension plans, and health insurance coverage to ensure adequate protection and income during your golden years.
FREE portfolio review service
Pick the Path That Fits You Best
Start free, learn at your own pace with our DIY toolkit, or get hand-held by certified advisors with our Guided plan.
Free
Try Arth Gurukul, no payment needed
1-year validity, no card needed
DIY
Self-PacedDo-It-Yourself financial education & tools
All DIY tools, unlimited access
The membership fee is for financial wellness education & financial wellness tools only. No fees are charged by the platform for any consultation or advice by a financial consultant or planner.
Guided
Advisor-LedDIY + expert advisor guidance
The membership fee is for financial wellness education & financial wellness tools only. No fees are charged by the platform for any consultation or advice by a financial consultant or planner.
"Not just a subscription — a complete financial life system."
Frequently Asked Questions
Everything you need to know about Arth Gurukul before you get started.
Arth Gurukul is a goal-based financial planning and education platform. It helps you see your complete financial picture — income, expenses, insurance, investments, loans, and goals — all in one place. Think of it as a GPS for your money: it shows where you are, where you want to go, and the best route to get there.
Absolutely! Arth Gurukul is designed for everyday people — salaried professionals, business owners, homemakers, and retirees. The interface is simple and intuitive, with guided steps and plain-language explanations. You also get access to certified financial consultants who can help you understand your reports.
Mutual fund and trading apps help you buy/sell investments. Arth Gurukul goes much deeper — it maps every rupee to a life goal (retirement, child's education, home, emergency fund), identifies financial gaps, and gives you a structured plan. It's not about buying products; it's about building a complete financial life system.
We offer three tiers. Free gives you the Family Vault, Profile, and free Paiso Ki Pathshala videos (1-year validity, no card). DIY (₹999 + GST/year) unlocks all self-paced tools — Money Meter, Money School, full Paiso Ki Pathshala library, Money Personality Test, Child Future Ready Test and Financial Health Check-Up. Guided (₹2,999 + GST/year, regular ₹4,999) adds advisor-led services — Arth Kundli goal-based plan, Shiksha Sankalp, Goal Manthan, Pathfinder, Debt Detox 360, Business Risk MRI, plus Insurance/Retirement/Wealth/MF/Child-Education portfolio reviews and direct advisor connect.
Yes. Data security is our top priority. All data is encrypted in transit and at rest using industry-standard protocols. We use role-based access control so only authorized users can view your information. We do not share, sell, or use your personal financial data for any third-party purpose. Your data belongs to you.
Only if you are connected to a financial advisor through the platform. Your advisor can view your financial profile and goals to provide better guidance — but they cannot modify your data without your knowledge. You remain in full control of what you share.
You can reset your password anytime using the 'Forgot Password' option on the login page. If you face any issues, our support team is available to help you regain access quickly.
Since Arth Gurukul is a digital service platform providing instant access to tools and content, all sales are final and no refunds are applicable once the subscription is activated. However, you can choose not to renew when your annual subscription expires.
Arth Gurukul is built and maintained by a team of highly qualified financial professionals, educators, coaches, and technology experts from the financial services industry. It is powered by MDRT School and Financial Nirvana.
No. Arth Gurukul is strictly a financial education and planning tool. It does not provide investment advice, sell mutual funds, insurance, or any financial product. All insights are for educational purposes. For specific investment decisions, always consult a qualified financial advisor.
Because Your Financial Future Deserves More Than Guesswork
One small annual subscription. A lifetime of financial awareness.
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